Calculator library

One scenario. Nine ways to pressure-test it.

Every calculator uses editable assumptions, Canada or U.S. conventions, local scenario storage, shareable links, and branded exports.

Mortgage payment

Model principal, interest, taxes, insurance, fees, and payment frequency.

Estimate a prudent price range using income, debt, housing costs, and a cash buffer.

Compare recurring, annual, and one-time prepayments, interest saved, and a target payoff date.

Compare remaining cost, fees, penalties, break-even month, and total interest.

Inspect every payment or yearly rollups, principal progress, and renewal balance.

Calculate Ontario, Toronto, or B.C. transfer tax and plan legal fees, moving, and reserves.

Compare unrecoverable costs, equity, investment opportunity cost, and break-even.

See payments and debt ratios across higher-rate scenarios before renewal.

Project a growing loan balance and remaining home equity under transparent assumptions.